Financial institutions
This situation, coupled above all with a level of security concerns never experienced before put an enormous pressure on the financial institutions and their IT environments. Insurance companies are battling with dwindling customer loyalty, loss events of magnitudes that are difficult to calculate and high cost pressure.S&T provides all kinds of financial institutions with:
- Comprehensive consultation from strategy and processes to system implementation
- Project management
- Software development
- Systems integration and operational support
- An extensive portfolio of outstanding products and solutions
- Customer management
- Process & IT management
- Business networking & sourcing
- Community management
- Operational services
- Programme management
- Project portfolio management
- Market analysis
- Quality audits
- Integral change management
- Training & coaching
The S&T business model enables the company to live up to its claim to be a “one stop IT partner”. On the basis of proven consultation methods and solid infrastructure services ranging from technical infrastructure such as servers, storage systems, networks and state-of-the-art security solutions to managed services such as outsourcing and network management, S&T supplies its customers with specialist expertise and know-how.
Strategic issues in the financial services sector
S&T has identified the following issues as the most challenging and immediate in the area of the financial services IT business:- Basel II will bring significant changes to the financial services sector. Financial institutions affected by this Accord will need to make the required systems and process changes with appropriate speed. What S&T can do for you: Consulting, solutions and tools for credit risk management, operational risk management, reporting, accounting services, financial systems design and implementation, and the corresponding training.
- Anti money laundering: Financial institutions must take an active stance against money laundering in order to comply with government legislation and international agreements. What S&T can do for you: Solutions and tools for forensic services, fraud investigations, audits, compliance review, review of control systems and the corresponding training.
- Financial intelligence: The financial sector in CEE has experienced enormous growth and is still growing fast. Now it is time to make the decisions that will ensure long-term profitability. For that, information is needed: whose operations are efficient and whose are not, which branch locations are redundant, and where are the profits? What S&T can do for you: Solutions and tools for reporting, enterprise planning, score carding and business intelligence.
- Sales force automation: The rapid development of the customer market for financial products challenges the IT infrastructure, technology and equipment used by sales reps and sales managers in the financial sector. This applies especially to software tools and corporate solutions.
What S&T can do for you: Solutions and tools for fast, easy access online, offline, or via mobile devices; solutions for integration with back office and legacy systems and for opportunity management and forecasting.
Selected financial services references
Albania |
Procredit Bank National Commercial Bank First Investment Bank |
Austria |
BA-CA Leasing Bank Austria Group BAWAG P.S.K Group Erste Bank Group GE Monwy Bank GmbH Generali IT-Solutions GmbH Oesterreichische Nationalbank (OeNB) Porsche Bank AG sBausparkasse Vienna Insurance Group Uniqua |
Bosnia and Herzegovina |
BBI banka Centralna Banka BiH HVB Central Profit banka HVB Leasing Investiciono-komercijalna banka Zenica LRC inžinjering NBB – Nova Banjalučka banka Raiffeisen banka Turkish Yiraat Bank Bosnia dd Sarajevo UPI banka Volksbank |
Bulgaria |
Unicredit Bulbank DSK Bank Raiffeisen Bulgaria First Investment Bank Central Depositary Bulgaria |
Croatia |
Centar banka Partner banka Karlovačka banka Hrvatska poštanska banka Hypo Alpe Adria Bank Hrvatska Narodna Banka PBZ Cards Privredna banka Zagreb Zagrebacka banka Croatia osiguranje Allianz Hrvatska Erste Croatia MBU |
Czech Republic |
AEGON Insurance CAC Leasing Ceska Sporitelna Ceska Pojistovna CITIBANK CSOB Asset Management Czech Republic National Bank Generali Insurance Komercni banka PriceWaterhouseCoopers Raiffeisen stavebni sporitelna ŠkoFin Wüstenrot hypotecni banka Wüstenrot stavebni sporitelna |
Germany |
AOK/AOK Systems KGAL |
Hungary | Magyar Nemzeti Bank |
Macedonia |
National Bank of Macedonia Komercijalna banka AD ProCredit Bank Macedonia IK Banka Makedonska Banka AD Stopanska Banka AD Tutunska Banka AD QBE Macedonia |
Moldova |
Banca Socila Energbank Mobiasbanca Moldinconbank MoldMediaCard Moldova-Agroindbank SA National Bank of Moldova Savings Bank of Moldova Victoriabank |
Montenegro | NLB Montenegrobank |
Poland |
AIG Credit SA AIG Bank SA BGŻ SA BRE Bank SA Fortis Bank S.A. GE Money Bank SA ING Bank Slaski S.A. Mazowiecki Bank Regionalny PEKAO S.A. PKO Bank Polski S.A. PZU SA |
Romania |
Bancpost SA BRD – Groupe Societe Generale National Bank of Romania Unicredit Tiriac Bank Romanian Commercial Bank – BCR Raiffeisen Bank TransFonD Romanian Savings Bank - CEC |
Russia |
Alfa-Bank Baltiyskiy Bank Bank of Russia MICEX (Moscow Interbank) Raiffeisen Bank Renaissance Capital Bank Rosbank RosGosStrakh (Russian National Insurance Company) |
Serbia |
Alpha Bank EFG Eurobank Erste Bank Findomestic bank Hypo Alpe Adria GroupKomercijalna banka National Bank of Greece National Bank of Serbia Postal Saving Bank (Poštanska Štedionica) Raiffeisen Bank UniCredit Bank Volksbank Wiener Stadtische |
Slovakia |
Allianz - Slovenská poisťovňa Banka Slovakia CSOB Leasing a.s. Erste Bank (Slovenska Sporitelna) HVB Bank Slovakia Komercni Banka Bratislava NBS (National Bank of Slovakia) OTP Banka Slovakia Poštová banka R+V poisťovňa (Postal Banb) SporDat (SPARDAT) Tatrabanka VUB Wüstenrot |
Slovenia |
Banka Celje Banka Koper Banka Sparkasse Nova Ljubljanska banka d.d. VZAJEMNA D.V.Z. Nova KBM d.d. Bankart Deželna banka Slovenije d. d. |
Switzerland | St. Galler Kantonalbank |
Turkey |
Finansbank JP Morgan Chase Bank NA Vakifbank West LB |
Ukraine |
CitiBank Ukraine Insurance Company Etalon Insurance Company Providna Nadra Bank National Bank of Ukraine JSCB "Ukrsotsbank" JSB "VaBank" JSC VTB Bank JSB "AlfaBank" Raiffeisen Bank AVAL State Export-Import Bank of Ukraine |